You could interpret that to mean that this kind of plan may be more popular if you know you're going to need expensive procedures down the line. There is also no maximum for services, meaning that you won't be left paying for your treatment out of pocket once you've hit the $2,000/year mark. No coverage for out of network dentistsĬosts are kept lower with HMO plans because the dentists within the network work together to keep the costs down.HMOs are generally more affordable, because they usually don't have deductibles, and services that go beyond preventive care have a set fee. As we mentioned above, most of your preventive care, including routine exams, cleanings and x-rays are paid for 100%, although you may have to pay a copay when you go in for your visit.Īnd you can keep your costs lower for other procedures by staying in-network for your treatment. This is one of the most popular types of full coverage dental plans. You don't have to choose a primary care dentist.
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